home of the no shame bankruptcy.

Bad things happen to good folks. We can help you get life back on track.

Chapter 7 vs.13


  • Stops foreclosure
  • Stops repossession
  • Stops garnishments
  • Modifies auto loans
  • 36-60 month payment plan


Chapter 7 is designed to wipe out debts and is the easiest and shortest bankruptcy.  It is designed to eliminate your debts while allowing you to keep your assets.  There is an income test that determines if you are allowed to file a Chapter 7. 


There is no shame in filing bankruptcy.  People from all walks of life and all income levels file with us.  You are taking one of the most positive steps in your life to rid yourself of burdensome debt to allow yourself a fresh start.  The credit industry wants to shame you. Don't buy it.  use our proven techniques and your credit score will rise soon after bankruptcy - and no, we aren't talking about bogus credit repair companies.