Workers’ Compensation FAQ
Your Top Rated Local® Missouri Workers’ Comp Law Firm
At Adams Law Group, we understand that when you are injured on the job, the last thing you need is the runaround. Instead, you should be receiving the compensation and medical care that you deserve. Our experienced workers’ comp attorneys are here, by your side every step of the way. Your employer has lawyers already working for them, so it’s essential that you protect yourself with an attorney as well to level the playing field.
Below, we’ll be discussing some of the most commonly asked questions we receive about workers’ compensation in Missouri. If you still have additional questions or are ready to speak to an attorney about your workers’ comp case, reach out to the team at Adams Law Group today and we’ll get you started with a free, no-obligation consultation.
General Workers’ Comp FAQ
Can I Get Fired From My Job for Filing a Workers’ Comp Claim?
Your employer cannot fire you or demote you for filing a workers’ comp claim. Sometimes, employers will use this fear tactic to deter their employees from filing for workers’ comp, but you should never feel bad about filing a claim. Workers’ compensation is a type of insurance that is designed to protect both the employer and employee when injuries do occur. Having an experienced workers’ comp attorney on your side can help to ensure that you do not experience any retaliation from your employer.
What Do I Do If I’m Not Receiving the Medical Care I Need?
If you were injured on the job, no matter the type of injury, whether it was due to a slip and fall, occupational hazard, or overuse injury, you should have the right to receive medical care that is covered by your employer. You should not have to suffer or be in pain because of legal issues. The team at Adams Law Group can help to ensure that you are receiving the medical care that you need. Reach out today.
Is Every Employer Required to Have Workers’ Comp Insurance?
In the state of Missouri, all employers who have five or more employees must carry workers’ compensation insurance. Additionally, any employer in the construction industry must carry workers comp insurance if they have one or more employees.
Types of Injuries FAQ
What Are the Most Common Types of Injuries?
While almost anytime that you are injured on the job, you should be entitled to file a workers’ comp claim, the most common types of injuries filed are spinal and joint injuries. These are the types of injuries that are commonly caused by lifting heavy equipment, twisting a joint, lacerations, or falling.
Is Carpal Tunnel Considered an Injury Under Workers’ Comp Laws?
Yes. Carpal tunnel is considered an overuse injury under workers’ compensation insurance. Overuse injuries are caused by the constant, repetitive use of an area of your body, which causes it to essentially wear out. Carpal tunnel is one of the most common types of overuse injuries. However, some jobs require the overuse of shoulders, hands, arms, and other areas of the body and can fall under this same area of workers’ comp claims.
What If I Was Exposed to Harmful Toxins or Chemicals at Work?
If you were exposed to harmful toxins, chemicals, or other substances while on the job, this is considered an occupational injury under workers’ comp insurance. You should be entitled to any medical care that you require as well as possible monetary compensation if you are unable to perform some or all of your duties. The team at Adams Law Group can help you determine if your specific injury is covered under workers’ comp insurance. Reach out to us today for a free no-obligation consultation.
Types of Compensation FAQ
How Do I Receive Weekly Checks?
If you are considered totally disabled, on either a temporary or permanent basis by an authorized workers’ comp doctor, you may be entitled to receive weekly checks, also called Temporary Total Disability (TTD). These checks are typically based on two-thirds of your gross wages from the last 13 weeks. However, there are caps to the checks, so if you are a high earner, you may actually receive checks that are less than this amount. You will only receive checks until a workers’ comp doctor releases you back to full duty work.
Can I Receive a Money Settlement?
Monetary settlements through workers’ compensation insurance are based on the percentage of disability. You may receive a settlement if you are partially or permanently disabled and unable to perform your job at the same level of ability. Other cases where a money settlement may occur is when an individual is victim to an injury that results in the disfigurement of their face, neck, hands, or arms.
How Do I Receive Medical Care?
If you are injured on the job, you should be entitled to medical care paid for by your employer. However, the medical care provider must be authorized by your employer and the insurance company. Typically, the insurance company will determine where you may receive medical care from. If you feel that you aren’t receiving the medical care you need or the doctors are not competent, a workers’ comp lawyer may be able to help.
The Workers’ Comp Process FAQ
I Was Injured on the Job — How Do I Start the Workers’ Comp Process?
If you were injured on the job, you should begin by immediately pursuing any medical attention that you need. Your employer should be able to direct you to a medical professional that is covered by their workers’ comp insurance. After you receive any medical care necessary, you should contact an experienced workers’ comp attorney to help ensure that you are receiving any continued medical care you may need and any compensation you may be entitled to.
What Do I Do if I’m Afraid of Retaliation From My Employer?
Your employer is not legally allowed to retaliate in any way if you file a workers’ compensation claim. Workers’ comp insurance is there to protect both you and your employer in the case that you are injured on the job. They cannot fire or demote you based on your filing. However, please keep in mind that if you are no longer able to perform your current position, some adjustments may be necessary. The team at Adams Law Group in Missouri can help you ensure that your workers’ comp rights are protected from retaliation.
Should I Hire a Workers’ Comp Attorney?
At Adams Law Group, we always recommend hiring a workers’ compensation attorney. Your employer already has a lawyer on their side, so hiring an attorney of your own will help you to level the playing field and ensure that you are receiving the compensation you deserve.
Reach Out to Our Workers’ Comp Attorney for More Information
If you have additional questions about workers’ comp in Missouri or you are ready to speak to one of the experienced attorneys from Adams Law Group about your case, reach out today. We’ll get you started with a free, no-obligation consultation. And, when you work with our attorneys, you won’t pay anything upfront. In fact, we don’t get paid until you do. Contact us today to schedule your workers’ compensation consultation.