Workers’ compensation settlements are based on percentages of disability. The basic idea is your body before the injury was at one level of ability and the work injury has caused it to be less able to work.
Most injuries partially disable a worker. The individual is able to return to work but they are partially disabled. A settlement is based on the amount of disability a worker experiences.
Some injuries are so severe that an employee is rendered permanently disabled. These cases resolve with a large lump sum settlement or a weekly check for life.
Pain & Suffering
We have only talked about disability. What about pain and suffering? Workers' compensation does not factor in pain and suffering.
If an injury is disfiguring and on the face, neck, hands, or arms, a worker may receive compensation in addition to disability. No other part of the body, no matter how disfigured, qualifies for compensation.